ELECTRONIC-FRAUD IN ONLINE BANKING PAYMENTS AND AUTHENTICATING DETECTION TECHNIQUES IN BANKING INDUSTRY: A CASE STUDY OF ZENITH BANK PLC. IN CROSS RIVER STATE, NIGERIA. Impact International Journals and Publications, [S. l.], v. 2, n. issue 2, p. 1900–1914, 2026. Disponível em: https://impactinternationaljournals.com/publications/index.php/ojs/article/view/566. Acesso em: 5 jul. 2026.