“ELECTRONIC-FRAUD IN ONLINE BANKING PAYMENTS AND AUTHENTICATING DETECTION TECHNIQUES IN BANKING INDUSTRY: A CASE STUDY OF ZENITH BANK PLC. IN CROSS RIVER STATE, NIGERIA”. 2026. Impact International Journals and Publications 2 (issue 2): 1900-1914. https://impactinternationaljournals.com/publications/index.php/ojs/article/view/566.