“ELECTRONIC-FRAUD IN ONLINE BANKING PAYMENTS AND AUTHENTICATING DETECTION TECHNIQUES IN BANKING INDUSTRY: A CASE STUDY OF ZENITH BANK PLC. IN CROSS RIVER STATE, NIGERIA” (2026) Impact International Journals and Publications, 2(issue 2), pp. 1900–1914. Available at: https://impactinternationaljournals.com/publications/index.php/ojs/article/view/566 (Accessed: 5 July 2026).