“ELECTRONIC-FRAUD IN ONLINE BANKING PAYMENTS AND AUTHENTICATING DETECTION TECHNIQUES IN BANKING INDUSTRY: A CASE STUDY OF ZENITH BANK PLC. IN CROSS RIVER STATE, NIGERIA”, iijp, vol. 2, no. issue 2, pp. 1900–1914, Jun. 2026, Accessed: Jul. 05, 2026. [Online]. Available: https://impactinternationaljournals.com/publications/index.php/ojs/article/view/566